Pay per lead · Agencies, IMOs & carriers

The first "pay as-you-go" insurance lead platform.Buy insurance leads, in real time.

Shoppers who requested a quote minutes ago, screened on age, coverage and state, and confirmed by live phone code. You pay per lead that fits your appointments and licensed states — never shared with another agency.

Live delivery
LTerm life · TX0:12s ago
MMedicare Adv. · FL0:44s ago
FFinal expense · NY1:03s ago
AAuto quote · GA1:29s ago

New inquiry every ~30 seconds

SMS · just now Live

Enter the 6-digit code sent to

(•••) ••• 4187

·
·
·
·
·
·
Confirm & deliver lead

No code entered = no lead billed

Live inventory across every major line we run

Term lifeFinal expenseMedicare AdvantageMedicare supplementHealth / ACAAuto insuranceHome insuranceCommercial linesTerm lifeFinal expenseMedicare AdvantageMedicare supplementHealth / ACAAuto insuranceHome insuranceCommercial lines

Nationwide, verified & fast.

Every shopper comes from campaigns we fund and control, is screened for age, coverage need and state, and has to clear a live phone code before it hits your dialer. Anything that fails is dropped on our side, not disputed on yours.

Real time

In your dialer inside 60 seconds

Verified

One-time code entered on the phone

Filtered

Age, state, coverage and health

Exclusive

Sold to one agency, never resold

Pay as you go

Turn ad budget
into bound policies.

Shared data is the reason your producers burn a morning to book one appointment. We carry the media spend and the creative, and hand them a shopper on the phone who asked for a quote minutes ago and fits the lines you are appointed for.

Lead #84129 — spec check

LineTerm life match
GeographyTampa, FL match
Age42 match
Coverage sought$500,000 match
APPROVED

Fails any line → never delivered, never billed

Secure applicationStep 9 of 9 · 99%

How much coverage are you looking for?

Under $50k
$50k – $250k
$250k – $500k
$500k+

Full qualifier · avg match time 5.2 seconds

Zero upfront

No retainer, no deposit, no software fee.

Flat per lead

One rate, agreed before the first delivery.

Replace policy

Bad number or wrong spec? Credited, no argument.

Cancel anytime

No contract, no minimum volume.

Lead quality

Verified before it's billed

A lead only counts once a real shopper proves the number is theirs and clears your line and state filters. Everything else is filtered out before it hits the dialer.

SMS · just now Live

Enter the 6-digit code sent to

(•••) ••• 4187

·
·
·
·
·
·
Confirm & deliver lead

No code entered = no lead billed

Shopper answers the full coverage set

01

One-time code sent to their mobile

02

Code entered — number proven, intent proven

03

Scored against your filters, then routed

04

Built for teams that
actually close.

Same pipe, your exact criteria, your exact CRM, priced per delivered lead.

60s

median delivery

8

lines available

1:1

agency per lead

Contact rates moved in the first week. Our producers dial people who just raised their hand instead of month-old shared data, and we only pay for the ones we can actually write.

AO

Agency Owner

Life & Medicare agency · FL

Term life
Final expense
Medicare Adv.
Med supp
Health / ACA
Auto
Home
Commercial
The difference

Shared data vs. live shoppers

Without us

The recycled list treadmill

  • The same shopper sold to six agencies
  • Aged data your team dials for weeks
  • A retainer billed before a bound policy
  • No consent trail when it is questioned
  • Weeks spent arguing over credits

With us

A verified prospect, on demand

  • One agency per lead, never resold
  • Number proven by a live one-time code
  • Nothing upfront — billed on delivery
  • Consent, source and answers attached
  • Off-filter leads credited automatically
How it works

Switching to us is simple

Lead #84129 — spec check

LineTerm life match
GeographyTampa, FL match
Age42 match
Coverage sought$500,000 match
APPROVED

Fails any line → never delivered, never billed

01

You set the criteria

One call to lock lines, licensed states, age bands, coverage amounts, and the leads you never want to see.

  • Lines & carriers
  • Licensed states
  • Age bands

Ads Manager

Campaigns · Last 7d

CampaignSpendLeads
Term life — TX$4,210112
Medicare AEP — nationwide$3,88094
Final expense — GA/FL$2,94065
Auto quote — retarget$1,12034
4 campaigns$12.1k305
02

We buy the media

Our ad accounts, our creative, our budget. You never fund a test and you never manage a campaign.

  • Paid social and search
  • Creative we produce
  • Zero ad spend from you

Secure application

Great news — we've matched you with a licensed agent.

Honest answers

Best match

Inflated answers

No match

Transparency lowers false info at the source

03

We verify while they're live

A full coverage qualifier, then a one-time code on the shopper's phone. No code, no lead, no charge.

  • One-time code confirmed
  • Answers captured
  • Duplicates dropped
Lead #84131Flagged
Wrong number
Outside age band
Unlicensed state
Refund queued — credited to your next invoice
04

You pay for what lands

Delivered to your dialer the moment it clears. Anything off-filter is credited without a conversation.

  • Real-time webhook
  • One flat rate
  • Automatic credits
Pricing

Book a call.
Pay per qualified lead.

There is no public price list because your rate depends on the line, your licensed states, and volume — quoting one number for everyone would mean overcharging most of them. On the call we quote a flat per-lead rate and lock it before a single campaign goes live.

What you are actually paying for

  • No retainer or ad spend

    You only pay when a qualified lead is delivered.

  • Rate locked on the call

    Your per-lead price is quoted before any creative runs.

  • Off-spec = credited

    Bad number or outside your criteria? You are not billed.

Every lead is phone-verified, exclusive, and matched to your spec before it ever reaches your CRM.

FAQ

Questions, answered

No setup fee, no retainer, no credits to pre-buy. You set your criteria, put a card on file, and get billed one flat rate per lead — only when a lead that matches those criteria is delivered. Change your criteria, pause, or stop at any time.

Paid social, paid search, and a small set of content properties we own and operate. Every impression is media we buy and creative we produce, so we can tell you exactly which ad a prospect came from. We never buy, resell, or re-score records from networks, aggregators, or partner publishers.

Life (term and final expense), Medicare Advantage and supplement, health and ACA, auto, home, and commercial lines. If you write it and you are appointed for it in a state we run, we can usually source it — and we will tell you on the call if we cannot.

Yes. Every lead carries express written consent with the exact disclosure language, timestamp, IP, and page URL stored, plus a real-time one-time-code confirmation of the phone number. The full record is available on request.

Yes. We deliver by webhook or API into Ricochet, Convoso, GoHighLevel, HubSpot, AgencyBloc, Salesforce, or custom systems — typically wired up and tested inside a week.

We will tell you on the first call, before you commit to anything. If we cannot hit your criteria inside a cost per lead that works for you, we do not take the order. Selling you volume you cannot close is not a business we want.

Apply

Tell us your criteria.
We'll quote your rate.

Applications are reviewed the same business day. If your lines and licensed states match live inventory, your first verified shopper can land this week.

Set your filters

Lines, licensed states, age bands, exclusions.

Put a card on file

Nothing is charged until a lead lands.

Leads hit your dialer

Verified, exclusive, timestamped.

Scale or stop

No contract, no minimum, no notice period.

No retainer, no contract. Billing starts on your first delivered lead.